Leasing is one of the fastest-growing ways of financing equipment in business today. A recent Gallup survey found that 80% of U.S. businesses lease a portion of their equipment. The list of companies using leasing ranges from the Fortune 500 to the family store. A growing business is apt to face the dilemma of limited cash flow, and the need to add equipment. Leasing can put that equipment to work for you, without a major capital investment, and with real cash-flow advantages.

Acquire equipment without tying up capital.
Other types of financing require a hefty down payment. Leasing is 100% financing. Most lease agreements require an advance of only one or two month's payment plus a security deposit and the term of the lease can be matched with the useful life of the equipment. Leasing puts the equipment to work for you immediately, at a minimal up-front cost.

Balance sheet and asset management.
Certain types of leases help the lessee better manage the balance sheet and improve the overall financial picture, by conserving operating capital and freeing up working capital and bank credit lines for inventory, expansion and emergencies. A lease provides the use of equipment for specific periods of time at fixed payments.

Simplify accounting and tax treatment
Lease payments are little more than a line item in your monthly cost of operations - a minimal bookkeeping effort that frees you from time-consuming depreciation schedules. Leasing offers the option of deducting 100 percent of the lease payment as a business expense.

Leasing conserves valuable working capital and bank lines.
Protect your lines of credit and guard against market conditions with a fixed payment.
Leasing allows you to keep your credit lines open and preserve your borrowing power for other opportunities. Unlike bank lines of credit, with variable rates, lease payments are fixed. Instead of tying up your money in a capital equipment purchase or utilizing bank loans which usually require compensating balances and/or loan covenants, a lease allows you to pay for your purchase in low monthly lease payments. You retain your cash for investing in higher return opportunities. Leasing also circumvents capital budget restraints.